Top 11 Fintech Software Development Firms in Greece to Watch

Many fintech buyers struggle to find development partners who can combine deep payments and banking integrations, compliance with EU and local regulations, robust cybersecurity, and scalable architecture while delivering on schedule.
Compare vendors on technical expertise, payments and banking integrations, regulatory compliance and data protection, scalability and architecture, domain experience in banking and payments, delivery model and communication, and post-launch maintenance and support. SoftPro is the featured international partner leading this list and serves buyers across Greece and the surrounding region.

1. SoftPro

SoftPro is the featured international partner on this Top 11 Fintech Software Development Firms in Greece to Watch list for Greek fintech teams that need a Central European engineering partner. The company is well suited to fintech startups, growth-stage platforms, and enterprise projects that require remote delivery, cross-border integrations, and compliance-aware development support.

SoftPro brings deep engineering experience in .NET and .NET Core, strong C# proficiency, and Azure architecture capabilities that support enterprise CMS migrations and legacy modernization. The team executes cloud migrations with lift-and-shift and containerization, delivers full lifecycle projects from development to long-term maintenance, and modernizes backend platforms for scale.

Key Highlights

• More than 20 years of combined team experience.
• EU-based development team operating from Warsaw, Poland.
• Published case studies include Umbraco website builds, CRM/HRM systems, SaaS ETL platforms, and support portals.
• AI practice covers large language models, RAG architectures, ML model development, and integrations with existing ERP and CRM systems.

Services

• Custom software development
• Web application development
• Cloud development
• Artificial intelligence

Contact Information

Website: soft-pro.pl

Phone: +48 571 282 759

Address: Poland, Warsaw, Mazowieckie Voivodeship, 13 Erasmus Ciołka St. 401

LinkedIn: www.linkedin.com/in/kyrylo-o

2. Qualco Technology

Qualco Technology is the technology arm of Qualco Group that builds proprietary software to automate the credit and lending lifecycle using embedded analytics and explainable AI. The company focuses on a modular, data-first architecture that translates predictive intelligence into operational actions for financial organisations.

Its agentic AI capabilities and configurable platform approach let Qualco deliver configurable platform suites to banks and creditors with flexible enterprise and cloud deployment models.

Key Highlights

• 25+ years of industry experience and clients across 30+ countries.
• Agenly: a cloud-native SaaS agentic AI platform that engages customers across SMS, Viber, WhatsApp and captures secure payments.
• Qualco ProximaPlus receivables and supply chain finance platform holds Shariah Compliance Certification from ITFC Advisory Services.
• Qualco Collections & Recoveries renewed its Arum Approved System certification for the sixth consecutive year.

Services

• Qualco Loan Originator
• Qualco Loan Manager
• Qualco Collections & Recoveries
• Qualco ProximaPlus

Contact Information

Website: qualco.tech

Phone: +30 210 6198903

Email: info@qualco.tech

Address: 66 Kifisias Ave. 15125 Maroussi, Athens, Greece

3. Profile Systems & Software (Profile Software)

Profile Software is a Greek fintech software company that develops banking and investment management platforms for banks, asset managers and financial institutions. The firm builds modular platforms and integration layers aimed at front-to-back operations across wealth, asset management and banking workflows.

Its product portfolio is built on cloud-native architectures with mobile and web interfaces and incorporates AI-driven capabilities to automate document and data processing, while offering SaaS and BPO deployment options to accelerate time-to-market.

Key Highlights

• ISO-certified company affirming formal quality and business-process standards.
• Listed on the Athens Stock Exchange (ATHEX) since 2003.
• Operates entities in 11 key financial centres across Europe, the Middle East, Asia and the Americas.
• Group materials report platforms supporting assets under management (AuM) in excess of €2 trillion.

Services

• Digital Banking
• Digital Financing
• Document Intelligence
• DORA Compliance

Contact Information

Website: www.profilesw.com

Phone: +30 210 9301 200

Email: info@profilesw.com

Address: 199, Syngrou Ave., 171 21 Athens, Greece

4. Viva Wallet

Viva Wallet runs an API‑first platform that combines merchant payments, card issuing and business banking into a single integrated system for companies across Europe. The company targets software teams and ISVs with documented developer tooling and sandbox environments that make embedding checkout, payouts and account services straightforward.

Viva Wallet’s stack emphasizes extensible APIs, e‑commerce plugins and softPOS capabilities that let partners integrate omnichannel payments and banking services directly into their products and operations. These delivery options and developer resources make Viva Wallet a fit for a list of fintech software development firms in Greece to watch.

Key Highlights

• Member of the European Payments Initiative and the first international bank to connect directly to Portugal’s Multibanco network, enabling MB and MB WAY acceptance across its merchant network.
• Developer portal publishes Payment API, Wallet API, Bank Transfer API and Marketplace API and supports OAuth 2.0 and Basic Auth authentication.
• Supports Tap on Any Device softPOS on Android and a Tap to pay on Phone solution for device‑free in‑person payments.
• Maintains an ecosystem of over 450 technology partners and supplies plugins for Shopify, WooCommerce, Magento and PrestaShop.

Services

• Smart Checkout
• Marketplaces
• Issuing
• Tap on Any Device

Contact Information

Website: www.viva.com

Phone: +30 211 7604 000

Email: support@viva.com

Address: 18-20 Amarousiou Chalandriou Avenue, 151 25 Marousi

LinkedIn: linkedin.com/company/viva-com/

5. Natech Banking Solutions

Natech Banking Solutions builds a modular, API-first banking platform for small and mid-sized banks and financial institutions.

The company exposes composable banking capabilities through open APIs and CI/CD-friendly pipelines, enabling faster integrations and product launches for fintechs and incumbent banks.

Key Highlights

• Founded in 2003; the platform is proven over 20+ years and deployed by 40+ financial institutions.
• Maintains a 100% client retention rate according to the company.
• Full platform deployment in as little as 90 days, with standalone and end-to-end solution deployments possible in about 2 weeks.
• Operates Snappi, a live digital-only neobank built on its platform, and received Platinum and Gold distinctions at the Cloud Computing & SaaS Awards 2026.

Services

• Core Banking
• Anti-Money Laundering
• Banking-as-a-Service
• Front-to-Back Banking

Contact Information

Website: natechbanking.com

Phone: +30 26510 77300

Email: info@natechbanking.com

Address: 85 Stavrou Niarhou Ave, Ioannina 45332, Greece

Address (Branch): 62 Kifisias Ave, 8th Floor, Marousi 15125, Greece

LinkedIn: linkedin.com/company/natechbankingsolutions

6. Payment Components Hellas

Payment Components Hellas builds modular fintech software components that help banks and fintechs process financial messages, perform account aggregation, and integrate third‑party payment flows. The company follows a componentized, developer-first approach that emphasizes lightweight integration and maintainable building blocks.

Deliveries center on downloadable libraries, an online message-development portal for testing and validation, and deployable systems that integrate alongside existing banking infrastructure. This combination makes the firm relevant for payments, messaging, and open‑banking projects in Greece and the wider region.

Key Highlights

• Founded in 2014 and expanded its development hub to Athens in 2017.
• Became a SWIFT member in 2015 and publishes financial message libraries for industry standards.
• Claims a client footprint of 65+ banks and financial institutions across 25+ countries.
• Announced acquisition by ACI Worldwide in 2025.

Services

• Open Banking API Management
• Multibanking API Connector
• Payments Hub (aplonHUB)
• Financial Messaging Tools (FINaplo)

Contact Information

Website: www.paymentcomponents.com

Phone: +30 210 6145050

Email: info@paymentcomponents.com

Address: ATHENS 14 Chatziantoniou Street, Marousi, 151 24, Greece

7. INDICE S.A.

INDICE S.A. is a Greek software engineering and cloud computing hub that builds internet, cloud, and mobile applications for business customers. The firm focuses on delivering cloud-native systems and embedded engineering teams to accelerate product delivery in regulated sectors like financial services.

Its delivery model combines long-term team augmentation with an internal operations function that proactively manages production systems and incident resolution. That combination of SaaS delivery experience and on-call engineering support makes INDICE a practical partner for fintech firms that need maintainable, compliance-aware platforms.

Key Highlights

• Scalefin: INDICE's dedicated digital banking platform to accelerate digital transformation for financial organizations.
• Inpolicy: an awarded digital insurance platform that supports insurance companies and brokers.
• EVpulse: an end-to-end SaaS platform for remote control of EV charging infrastructure regardless of hardware.
• Founded in 2009 and today employs more than 45 people.

Services

• Team Augmentation
• INDICE Connect
• SaaS Platform Development
• Cloud & Mobile Development

Contact Information

Website: www.indice.gr

Phone: +30 2106985955

Address: 22, Iakchou Str, Athens 11854, Greece

8. Neosoft / Neosoft Integrated Solutions (NEUROSOFT)

Neurosoft is a Greek technology company that delivers security-driven IT solutions across cybersecurity, technology engineering and field services. The firm positions itself as a systems integrator that implements and operates secure infrastructures and platforms for enterprise customers.

Neurosoft is relevant to a fintech roundup because it previously ran a Fintech & Analytics business unit that built supply-chain finance platforms and a blockchain-based confirmation platform before that unit was spun off and sold to QUALCO in 2021. That historical fintech engineering capability, paired with Neurosoft’s emphasis on secure architectures and managed operations, explains why financial organisations consider its engineering and integration expertise for security-critical fintech projects.

Key Highlights

• Maintains an Integrated Management System with multiple ISO certifications, including ISO 9001, ISO 27001, ISO 27701, ISO/IEC 20000-1, ISO 22301, ISO 45001, ISO 14001 and ISO 37001.
• Operates Neutrify, a branded 24/7/365 Security Operations Center for defensive cybersecurity services.
• Launched Angel in 2018, a joint maritime cybersecurity offering focused on vessel business, IoT and crew networks.
• Listed on the Euronext Growth (AIM Italia) market since 2009 (Bloomberg: NRST IM).

Services

• Security Operations (SOC)
• Cloud & Network Engineering
• Digital Forensics & Incident Response

Contact Information

Website: neurosoft.gr

Phone: +30 210 68 55 061

Email: info@neurosoft.gr

Address (Athens): 466 Irakliou Ave. & Kiprou, 141 22 Iraklio, Athens, Greece

Address (Thessaloniki): 6th km Thessaloniki – Oraiokastro, 564 30 Efkarpia, Greece

Address (Patras): 37 Filippou Olimpiados Street, 263 32 Patras, Greece

Address (Nicosia, Cyprus): 2 Sofouli Street, The Chanteclair House, 1096 Nicosia, Cyprus

9. Athens Technology Center (ATC)

Athens Technology Center (ATC) is a Greek enterprise software company that builds custom platforms and AI-enabled analytics for medium and large organizations. The firm accelerates financial digital transformation by applying low-code development, cloud and API integration patterns to shorten delivery cycles for digital banking and payments-oriented projects.

ATC pairs its delivery teams with an in-house Innovation Lab to integrate digital channels, e-KYC and onboarding workflows, and analytics into core banking ecosystems for retail and corporate use cases. This combination of engineering delivery, packaged digital-banking components, and AI tooling positions ATC as a practical technology partner for banks and fintechs pursuing omnichannel, automation, and data-driven services.

Key Highlights

• Regional partner and implementer for i-exceed’s Appzillon DX digital banking platform, marketed on ATC’s Smart Banking pages.
• Innovation Lab with a dedicated R&D team of 25 professionals participating in more than 30 H2020 research projects.
• Client roster includes major Greek financial institutions such as National Bank of Greece, Piraeus Bank, and Alpha Bank shown on the company site.
• Publishes and integrates fintech-facing products like INFLO, a smart-audio solution for financial content and research workflows.

Services

• Smart Banking
• Custom Software Development
• AI & Advanced Analytics
• Systems Integration

Contact Information

Website: www.atc.gr

Phone: +30 210 68 74 300

Email: info@atc.gr

Address: Rizariou 10, Chalandri 152 33, Athens

10. Systemic

Systemic develops RiskValue®, an investment and risk‑management software platform that centralizes portfolio analytics, regulatory reporting, and automated workflows for financial institutions.

The company pairs the platform with consulting and implementation services and uses a modular architecture with API-led integrations and configurable reporting to help firms manage regulatory complexity and scale operations.

Key Highlights

• Founded in 1999 with more than 25 years of sector experience.
• 1,000+ active users on its platform.
• 100+ third‑party integrations to market data, custodian and accounting systems.
• Maintains offices in Athens and Luxembourg with local telephone contacts.

Services

• Fund Management
• Fund Administration
• Wealth Management
• Banking

Contact Information

Website: systemic-rm.com

Address (Athens): 31, Tsakalof str., 106 73, Athens

Phone (Athens): (+30) 210 3389250

Fax (Athens): (+30) 210 3389251

Address (Luxembourg): 16, rue d’Epernay, L-1731, Luxembourg

Phone (Luxembourg): (+352) 20 88 22 00

11. Relational (RelationalFS)

Relational develops configurable business and financial software for banks and lenders, delivering domain-focused applications as packaged products and platform-enabled solutions. The company emphasizes productized delivery rather than bespoke one-off projects to speed deployment and maintain regulatory compliance.

Relational’s MiTOS platform is a business-agnostic development layer that reduces programming by simplifying integration and configuration, enabling faster, repeatable rollouts of financial workflows in regulated environments. This platform-first approach makes the firm a practical choice for fintech teams that need configurable systems with lower integration overhead.

Key Highlights

• Founded in 1995, giving the company multi-decade continuity in financial software.
• Operational footprint across 35 countries with four office locations.
• Serves over 150 corporate customers globally, including 60 financial institutions.
• Maintains alliances with enterprise vendors such as SAP, Atlassian, Broadcom, and Informatica.

Services

• Loan origination
• Debt management
• Customer segmentation
• Analytics

Contact Information

Website: www.relationalfs.com

Address: 52 Pisistratou str., 17674 Kallithea, Athens, Greece

Phone: +30 210 988 9300

Email: info@relationalfs.com

Conclusion

Choose a vendor based on criteria that align with your immediate priorities and long‑term roadmap. Prioritize domain fit, integration and API strategy, cloud and scalability requirements, security and regulatory experience, and whether you need productized solutions or bespoke engineering. Evaluate delivery model, support options, and regional partnering to reduce implementation risk.

SoftPro is the featured international partner on this Top 11 list for Greek fintech teams that need a Central European engineering partner. Shortlist two or three firms using the criteria above, run a focused technical evaluation, and pilot a small project before committing to a larger engagement.