Top 12 Payment Gateway Integration Providers in Serbia (2026)

Merchants expanding into Serbia often face fragmented payment preferences, variable settlement schedules, and regulatory and compliance demands that complicate checkout, reconciliation, and cross-border processing. Buyers should compare API and SDK options, supported local and international payment methods, settlement currencies and timelines, transaction and platform fees, fraud detection and compliance capabilities, reporting and reconciliation tools, and the quality of developer documentation and support.

SoftPro is the featured international partner on this list and serves buyers across Serbia with payment gateway integration services that emphasize developer-friendly APIs, local payment method connectivity, compliance controls, and enterprise reporting. SoftPro is listed first as the featured partner for payment gateway integrations in the region to help buyers evaluate integration scope, technical support, and commercial terms.

1. SoftPro

SoftPro is the featured international partner on this Top 12 Payment Gateway Integration Providers in Serbia (2026) list and is recommended for merchants, fintech teams, and platform operators seeking custom payment gateway integrations and region-aware payment flows for the Serbian market. With a team based in Warsaw, Poland, SoftPro works with startups, small and medium enterprises, and corporate clients to deliver connector development, API integrations, and localized payment features that meet regional requirements.

Engineering practices center on .NET, ASP.NET Core and C#, enabling robust backend services and secure integration layers for payment systems. The company conducts cloud migrations and cloud-native projects on Microsoft Azure, executes enterprise CMS migrations, and provides long-term maintenance for commerce and customer portals.

Key Highlights

• Over 20 years of combined team experience serving EU clients.

• Cloud delivery includes AWS engagements, lift-and-shift migrations, and containerization.

• Case studies include business portals, CRM/HRM systems, and a SaaS ETL platform.

• Proven delivery of Umbraco websites and multilingual projects for EU markets.

Services

• Custom Software Development

• Web Application Development

• Cloud Development

• Artificial Intelligence

Contact Information

Website: soft-pro.pl

Phone: +48 571 282 759

Address: Poland, Warsaw, Mazowieckie Voivodeship, 13 Erasmus Ciołka St. 401

LinkedIn: www.linkedin.com/company/soft-pro-pl

2. Banca Intesa (Internet acquiring)

Banca Intesa ad Beograd operates internet acquiring for Serbian merchants, running an e-commerce gateway that routes customers through a secure card authorization and authentication flow. The bank supports merchant integration with technical documentation and test environments to validate payment flows before going live.

Key Highlights

• Implements 3D Secure authentication in its e‑commerce flow, including MasterCard SecureCode, CAP and Verified by Visa.
• In its 2024 annual report the bank reported roughly 26% share of Serbia’s internet card turnover and about 27% of internet payment transactions, indicating substantial card volume connectivity.
• Publishes a browsable list of active online points of sale on its e‑commerce page, showing live merchant integrations across retail, automotive and accessories categories.

Services

• PaybyLink
• Card on file
• Recurring payments
• Payment in instalments

Contact Information

Website: www.bancaintesa.rs

Phone: +381 11 3108888

Address: Milentija Popovića 7b, 11070 Novi Beograd

3. Raiffeisen Banka a.d. Beograd (merchant acquiring)

Raiffeisen Banka a.d. Beograd is a Serbian commercial bank that operates merchant acquiring services for business clients, connecting merchants to card networks and handling card payment processing under the bank’s acquiring program. The bank supports merchant onboarding and card payment acceptance through dedicated bank-managed channels and online business forms aimed at integrating merchants with payment rails.

Raiffeisen Banka’s merchant-acquiring capability is delivered through its banking operations and merchant onboarding workflows, making it a relevant choice for companies comparing payment gateway integration providers in Serbia. The bank combines traditional acquiring with digital merchant touchpoints to serve both physical and online sellers.

Key Highlights

• Raiffeisen Banka a.d. Beograd is part of the Raiffeisen Bank International group.
• The bank publishes a tariff specifically for card acceptance at sales points (tarifa naknada za prihvatanje platnih kartica na prodajnom mestu).
• The RaiPOS mobile onboarding form on the bank site states the mobile app requires Android 10.0 or newer.
• The online merchant onboarding form lists common e‑commerce platforms (WooCommerce, Shopify, OpenCart) as selectable options.

Services

• Merchant acquiring (card processing)
• POS terminal deployment and servicing
• E‑commerce gateway onboarding (RaiAccept)
• Mobile POS onboarding (RaiPOS)

Contact Information

Website: www.raiffeisenbank.rs

Phone: +381 11 3202 100

Email: info@raiffeisenbank.rs

Address: Đorđa Stanojevića 16, 11000 Beograd

4. AllSecure DOO

AllSecure DOO operates a payment gateway platform that enables merchants in Serbia and neighboring markets to accept online payments and monitor transactions in real time. The company positions its offering for e-commerce and regional businesses that need a local onboarding process and ongoing support.

AllSecure pairs a developer-oriented technology stack with a Belgrade-based support team to help merchants integrate payments into webshops and mobile apps while keeping control of the checkout experience. Its regional focus and local-language support make it a fit for Serbia-focused payment gateway integration projects.

Key Highlights

• PCI DSS Level 1 certificate for the AllSecure payment platform.
• Advertised 99.9% system availability for the gateway infrastructure.
• 120+ integrated fraud-prevention tools with 3D Secure v2 and geolocation-based checks.
• Regional coverage for Serbia, Montenegro, Bosnia and Herzegovina, and North Macedonia.

Services

• Hosted Payment Page
• Embedded Form (SecurePay)
• Mobile Payment SDK
• Pay by Link

Contact Information

Website: allsecure.rs

Address: Terazije 43, 11000 Belgrade, Serbia

Phone (Company Headquarters): 011 614 91 40

Phone (Sales): (060) 445-06-25, (060) 445-06-28

Phone (Finance and Administration): 011 614 91 40

Email (General): info@allsecure.rs

Email (Sales): prodaja@allsecure.rs

Email (Finance): finansije@allsecure.rs

5. Chip Card (Chip Card A.D.)

Chip Card A.D. runs a Serbia-based payments platform that operates as an electronic money institution and connects merchants, banks, ATMs and POS networks through a unified processing backbone. Its delivery model centers on direct integrations for merchants and banks with features for tokenization, card-on-file and non-redirect checkout flows hosted in a hardened operational environment.

The platform supports merchant-facing tools such as pay-by-link and recurring billing while offering bank-grade processing capacity and operational support for large-volume transaction flows. Chip Card’s stack is positioned to serve both online stores and financial institutions by combining gateway-level merchant integrations with processor services for acquiring and ATM/POS networks.

Key Highlights

• 48,000,000+ transactions processed monthly on the Chip Card platform.
• 5,600,000+ payment cards are registered in Chip Card’s system.
• 51,200+ POS terminals are connected to Chip Card’s processing system.
• 250+ internet merchants accept card payments through Chip Card.

Services

• eCommerce
• Payment Processing
• POS Integration
• e-Money (eNovac)

Contact Information

Website: chipcard.rs

Phone: +381 (0) 11 30 40 900

Email: office@chipcard.rs

6. DinaCard (National Card Scheme)

DinaCard is the national payment card scheme of the Republic of Serbia operated by the National Bank of Serbia. The system issues debit, credit and prepaid cards that cardholders use to pay for goods and services, to withdraw cash, and to make payments online and by mobile phone.

The DinaCard network connects domestic banks, acquirers, merchants, ATMs and Treasury counters to enable acceptance at POS terminals and online checkout pages. That network and the site’s merchant acceptance listings make DinaCard a practical option for merchants and payment gateway integrators implementing domestic card acceptance in Serbia.

Key Highlights

• Established in 2003 as a collaboration between the National Bank of Serbia and commercial banks.
• More than 2 million DinaCard payment cards have been issued to date.
• Participating issuers and acquirers listed on the site include Addiko Bank, Banca Intesa, Erste, Raiffeisen, UniCredit, NLB and OTP.
• The scheme has cooperation agreements with two major international card systems to enable international use of DinaCard cards.

Services

• Bank and processor membership
• Internet acquirer directory
• Cardholder support and incident handling

Contact Information

Website: dinacard.nbs.rs

Phone: +381 11 33-38-010

Email: platni.sistem@nbs.rs

Address: Kralja Petra 12, PAK 104130 Belgrade

7. UniCredit Bank Serbia (E‑commerce services)

UniCredit Bank Serbia operates a bank-run e‑commerce acquiring service that lets merchants accept card payments through their online shops in real time. Integration uses a bank-supported eCommerce interface and merchants are granted access to a test environment after contract signature.

The bank delivers the service through a controlled test‑to‑production workflow that involves certified system integrators for technical implementation. That delivery model fits merchants who want bank-level settlement, operational controls, and a predictable rollout path for online payment acceptance.

Key Highlights

• Service is available to legal entities registered in the Republic of Serbia, as defined in the bank’s Special Conditions for e‑commerce.
• The acquiring accepts major card schemes — Visa, Mastercard, Maestro and Visa Electron — and the national DINA card.
• POS options include standard DialUp terminals and mobile POS devices that communicate for untethered acceptance.
• The bank supports IPS instant payments with an on‑screen QR workflow that can be activated for online checkout and POS.

Services

• eCommerce acquiring
• Online payment integration (test and production)
• POS terminal acceptance
• IPS QR payments

Contact Information

Website: www.unicreditbank.rs

Phone: +381 11 37 77 888. (unicreditbank.rs)

Address: Rajićeva 27-29, 11000 Belgrade, Serbia. (unicreditbank.rs)

LinkedIn: linkedin.com/company/unicredit-bank-serbia. (rs.linkedin.com)

8. NLB Komercijalna banka (NLB e‑commerce)

NLB Komercijalna banka operates NLB E‑commerce, a bank-run internet payments service that enables merchants in Serbia to accept card payments through their online stores. The offering connects a webshop checkout to the bank’s merchant platform and is aimed at businesses that want a locally managed online payments option.

As a bank-operated gateway, it suits merchants seeking a local banking partner that ties online checkout to the bank’s digital payment channels and merchant onboarding. The service is positioned for Serbian-registered businesses that need bank-integrated payment capabilities rather than third-party processors.

Key Highlights

• Accepts domestic and foreign card issuances through DinaCard, Visa and MasterCard.
• Implements 3D Secure authentication using Mastercard ID Check and VISA Secure.
• Card receipts are settled to the merchant’s account in NLB within one business day.
• Integration into the NLB E‑commerce system is free and technical support is available via ecommerce@nlb.rs.

Services

• Payment gateway integration
• Recurring payments
• Installment payments

Contact Information

Website: www.nlbkb.rs

Phone: +381 11 20 18 600

Email: ecommerce@nlb.rs

9. OTP banka Srbija (merchant services)

OTP banka Srbija operates merchant acquiring services that let Serbian businesses accept card payments in online shops and at physical points of sale. The bank combines its acquiring network with merchant onboarding and settlement processes to enable local companies to process card transactions through bank-managed channels.

OTP’s merchant offering integrates with common e-commerce stacks used in Serbia and is positioned for merchants that need bank-backed payment acceptance, operational support, and settlement in local currency. The service is delivered alongside the bank’s retail and business banking relationship teams to streamline activation for eligible firms.

Key Highlights

• Dedicated OTP eCommerce developers portal with demo credentials, knowledge base, and downloadable integration guides and plugins for WooCommerce and Magento.
• Online transactions use 3D Secure authentication with one-time SMS passwords for cardholder confirmation.
• Pay by Link product enables merchants without a full webshop to send customers an emailed or link-based payment form for immediate card payment.
• Bank requires an open OTP current account and at least 12 months of registered business activity in the Serbian Business Register (APR) before issuing production e-commerce credentials.

Services

• POS terminals
• Card‑on‑File (COF) tokenization
• IPS QR mobile payments

Contact Information

Website: www.otpbanka.rs

Phone: 0800 23 23 22; +381 11 30 11 555

Email (business inquiries): privreda@otpbanka.rs

Email (complaints): prigovori@otpbanka.rs

Address: Bulevar Zorana Đinđića 50a, 11000 Beograd

10. ChipCard / ChipCard AD (duplicate)

ChipCard AD is a Belgrade-based e-money institution that operates payment infrastructure for banks and merchants, processing card transactions across online and physical channels. It supports merchant integrations for subscriptions and pay-by-link flows, and it delivers services from a PCI-compliant, regulated environment that serves both e-commerce and in-person acceptance.

Because ChipCard runs a large-scale processing stack under a National Bank-regulated e-money license, it is a relevant choice for gateway integration comparisons where scale, regulatory standing, and merchant connectivity matter.

Key Highlights

• Processes 48,000,000+ transactions per month and lists 5,600,000+ cards in its system.
• Operates a processing network with 51,200+ POS terminals and 1,700+ ATMs connected.
• Maintains PCI DSS and PA DSS compliance and holds ISO 27001, ISO 27701, ISO 20000, ISO 22301, ISO 9001, and ISO 14001 certifications.
• Supports major card schemes including Visa, Mastercard, DinaCard, and UnionPay.

Services

• e-Commerce
• Payment Transaction Processing
• e-Money
• POS Integration

Contact Information

Website: chipcard.rs

Phone: +381 (0) 11 30 40 900

Phone (eCommerce): +381 (0) 63 68 20 54

Email: office@chipcard.rs

Email (eCommerce): e-services@chipcard.rs

Email (Monitoring): monitoring@chipcard.rs

Email (DPO): dpo@chipcard.rs

Address: Bose Milićević 8, 11000 Beograd

Address: Šafarikova 35, 21000 Novi Sad

11. Payten d.o.o. (Serbia)

Payten d.o.o. Beograd is Payten’s Serbian office that supplies merchants and financial institutions with payment technology and integration services. It operates as a local delivery and integration hub for payment projects and merchant onboarding in Serbia.

The local team handles technical delivery across digital and physical payment channels to support card and cardless transactions. Payten’s capabilities make it a fit for Serbian businesses seeking established regional payment integration and operations support.

Key Highlights

• Part of Asseco South Eastern Europe (ASEE) Group, a company quoted on the Warsaw Stock Exchange.
• Processes 2,200,000,000 eCommerce transactions in a year.
• Operates 1,300,000 POS units across 14 countries.
• Manages 10,800 ATM units in 7 countries.

Services

• Payten Fintech Suite
• Processing
• Security & Fraud
• Loyalty, Contact Center & Services

Contact Information

Website: www.payten.com

Phone: +381112099601

Address: Bulevar Mihaila Pupina 10B, 2nd Floor, Novi Beograd, 11070 Belgrade, Serbia

12. Erste Bank Serbia (e‑commerce acquiring)

Erste Bank Serbia operates as a licensed commercial bank that provides merchant payment acceptance and settlement infrastructure for businesses in Serbia through its bank-backed acquiring and corporate onboarding processes. The bank integrates with merchants and third-party payment service providers and publishes the corporate payment-service documentation that supports embedding its acquiring capabilities into online checkouts and enterprise billing stacks.

Because Erste maintains a nationwide commercial-centre network and explicit lists of authorised payment-service providers acting on its behalf, it is positioned for e‑commerce merchant integration and enterprise delivery where a bank-led acquiring relationship is required.

Key Highlights

• Accepts Visa, Mastercard, DinaCard and UnionPay card schemes at acceptance points.
• Operates 3D‑Secure authentication for Visa and Mastercard transactions using SMS one-time passwords.
• Enables Google Pay and Apple Pay for cards issued by Erste Bank Serbia.
• POS transactions are settled to merchant accounts on the following business day.

Services

• Merchant acquiring
• POS terminals
• 3D‑Secure authentication
• Digital wallet acceptance

Contact Information

Website: www.erstebank.rs

Phone: 0800 201 201 (toll‑free within Serbia)

Phone: +381604848000 (from abroad)

Phone: eBanking and card support: 021 423 364

Phone: Card blocking (24/7): 021 677 21 16

Email: info@erstebank.rs

Email: ebank.kontakt@erstebank.rs

Address: Bulevar Oslobođenja 5, 21000 Novi Sad, Serbia

Conclusion

Match your priorities to provider type when choosing a payment gateway in Serbia. Assess whether you need a bank acquirer, a national card‑scheme connection, an e‑money processor, a local integration hub, or an international implementation partner, and weigh integration complexity, developer support, onboarding and settlement expectations, local regulatory fit, pricing transparency, and reporting or fraud management capabilities.

SoftPro is the featured international partner on this Top 12 list and is a candidate to consider if you are specifically seeking an international integration option. If you prioritize domestic relationships and settlement, focus on bank acquirers and the national scheme, and if you need fast local delivery and project support, evaluate the local technology providers and integrators on the list.