Best Fintech Software Development Companies in Ireland to Watch in 2026

Financial-services technology leaders hiring fintech software developers for projects in Ireland need partners who can deliver secure payments, open-banking integrations, PSD2 and GDPR compliance, robust AML/KYC workflows, and scalable cloud-native architecture with reliable testing and post-launch support. SoftPro appears first as the featured partner for this roundup and serves buyers across Ireland as an international partner.

Quick comparison of Irish fintech firms 2026

1. SoftPro

As the author-selected international partner featured first in this comparison, SoftPro is my featured pick for Irish fintech teams that need a Warsaw-based EU vendor for custom backend engineering, cloud migration, and systems-integration projects. The official site shows the company serves EU clients from Warsaw and does not publish public fintech case studies, so buyers should request fintech-specific references during procurement.

SoftPro documents full-stack delivery on the Microsoft stack with ASP.NET Core and C#, and it pairs backend work with React front ends and cloud deployments on Azure and AWS. The site highlights data-integration and ETL capabilities that align with fintech pipelines and back-office reconciliation needs.

Key Highlights

• Published case studies on the site include Business Portal, CRM/HRM, SAAS ETL, Support System, and Shop Network.

• Website provides content in many EU languages, indicating multi-country procurement support.

• The company states over 20 years combined experience and names Azure and AWS for cloud development and migrations.

• Service pages mention progressive web app development and AI work that references LLM integration and retrieval-augmented generation.

Services

• Custom Software Development

• Web Application Development

• Cloud Development

• Artificial Intelligence

Contact Information

Website: soft-pro.pl

Phone: +48 571 282 759

Address: Poland, Warsaw, Mazowieckie Voivodeship, 13 Erasmus Ciołka St. 401

LinkedIn: www.linkedin.com/company/soft-pro-pl

2. Fenergo

Fenergo is a Dublin-based SaaS vendor for Client Lifecycle Management (CLM) and KYC platforms aimed at banks and other financial institutions. The company markets Fen-AI agentic AI and KYRA agents that run continuous due diligence and automate KYC, AML, and transaction monitoring workflows.

Buyers assessing fintech platform vendors can evaluate Fenergo by reviewing Fen-AI’s modular deployment options, KYRA agent automation, pre-built integrations and the platform’s claimed time-to-go-live metrics. The vendor’s site highlights a governance-first CLM approach and technical capabilities that buyers should corroborate via product demos and the vendor’s documented implementation timelines.

Key Highlights

• Recognized as a Celent Luminary in Celent’s 2026 KYC CDD / CLM report and recipient of the XCelent Breadth of Functionality Award.

• Named a Chartis Category Leader for CLM Solutions in Corporate & Investment Banking (2026) and cited across Chartis KYC Solutions coverage (2025).

• Partner ecosystem shown on the site includes AWS, Salesforce, Deloitte, PwC, LSEG, Moody's and LexisNexis.

• The company reports approximately 850 experts operating from about 15 locations worldwide, with a Dublin office listed on the contact page.

Services

• Client Onboarding

• Identity Verification (ID&V)

• Transaction Monitoring

• CLM for Salesforce

Contact Information

Website: www.fenergo.com

Phone (Dublin): +353 1 9013600

Address: 4th Floor, North Dock Two, 93/94 North Wall Quay, Dublin 1, D01 V8Y6, Ireland

3. TransferMate

TransferMate is an Ireland‑headquartered global payments infrastructure provider that offers embedded payments through documented APIs for banks, financial institutions, software providers, and fintechs. The company publishes developer documentation, provides sandbox access for end‑to‑end testing, and states its API connections are tokenized and encrypted with ISO 27001 and ISO 9001 accreditation.

For fintech integration projects buyers can evaluate TransferMate by reviewing the developer documentation at its docs portal, requesting sandbox access to exercise real transaction flows, and confirming regulatory and security details on the company’s Regulation and Technology pages. The site also highlights partner integrations and virtual account capabilities that buyers should test during proof‑of‑concepts.

Key Highlights

• Processes $75BN+ in annualised funds and handles 3,000,000+ yearly transactions.

• Global coverage spans 200+ countries and territories and supports 140+ currencies.

• Operates 100+ regulatory licenses and offers 35+ virtual account currencies for local receiving and paying.

• Publishes industry insights and recent content focused on payables, receivables, and FX risk management (site Insights section).

Services

• Embedded Payments API

• Receivables & Invoicing

• Global Virtual Accounts

• FX Forwards

Contact Information

Website: www.transfermate.com

Address (Global HQ): IDA Business and Technology Park, Ring Road, Kilkenny, Ireland R95 ETN5

Phone (Support/Global HQ): +353 1 635 3700

Email (Ireland HQ): ireland@transfermate.com

Address (Dublin): 14 Stephens Green, Dublin 2, Ireland D02 Y611

4. Wayflyer

Wayflyer is a Dublin-headquartered fintech that offers data-led, revenue-based financing and a complementary Intelligence product for eCommerce, retail, software and services businesses. The company’s site describes a proprietary underwriting engine and explicit platform connectors that let merchants link sales and bank accounts and third-party services such as Shopify, Stripe, Google Analytics, Google Ads and Facebook for automated assessment.

The site does not present Wayflyer as a software development vendor or offer client engineering engagements, so it should not be listed as a fintech development shop. Buyers who need fintech platform or integration capabilities can evaluate Wayflyer by inspecting its published connector list, its Intelligence product features, the self‑serve financing workflow and operational scale signals shown on the site.

Key Highlights

• Global headquarters listed in Dublin at One Park Place, Hatch Street Upper, Saint Kevin's, Dublin 2, Ireland.
• Founded in 2019 with the first capital deployed in 2020 and public fundraising milestones of a $76M Series A (2021) and a $150M Series B (2022).
• Launched a self‑serve financing product in 2023 and publicly added Amazon and Wholesale financing offers in 2024.
• The site states Wayflyer has deployed more than €6.446 billion (roughly $7+ billion) to over 7,000 companies worldwide.

Services

• Financing
• Intelligence
• Self‑serve financing
• Amazon & Wholesale financing

Contact Information

Website: wayflyer.com

Address: One Park Place, Hatch Street Upper, Saint Kevin's, Dublin 2, Ireland

5. Fexco

Fexco is an Ireland-based payments and financial services group that builds and operates global payments and FX platforms from its head office in Killorglin, County Kerry. The company markets payUnite, a payment orchestration platform that the site describes as unifying online, in-store, and mobile channels while supporting real‑time APIs, hosted payment pages, and PCI‑DSS compliance.

Fexco’s official site highlights deep experience in operationally intensive environments and multi-currency processing, and it lists integrations and partnerships that support reconciliation and fraud controls. The site does not publish a public engineering stack or PWA/offline technical details, so buyers should evaluate Fexco by requesting API documentation, evidence of acquirer connections, security and compliance certificates, and references for cruise or travel deployments.

Key Highlights

• payUnite powers more than 40% of the global cruise market by payment volume, as stated on Fexco’s site.
• The platform connects to more than 70 acquirers and supports alternative payment methods, per the payUnite product pages.
• Fexco reports over €46 billion in annual transactions across its payments and FX businesses on the official site.
• Recent on-site news lists partnerships and integrations such as Chargeback Gurus and Finix that extend fraud and embedded-payments capabilities.

Services

• International Payments
• Dynamic Currency Conversion (DCC) / Multi‑Currency Pricing (MCP)
• Payment Orchestration
• Managed & Advisory Services

Contact Information

Website: www.fexco.com

Email: info@fexco.com

Phone: +353 66 976 1258

Address: Fexco Head Office, Fexco Centre, Iveragh Road, Killorglin, Co. Kerry, Ireland

6. Payslip

Payslip is a Global Payroll Control Platform that leverages AI-powered automation to harmonize payroll operations for multinational organisations. The company lists product modules on its site and highlights security, compliance, vendor management, integration, and reporting capabilities.

Buyers evaluating Payslip for fintech-related payroll and payments projects should review the product pages and case studies, read the Data Security, Privacy & Compliance documentation, and book a demo to validate integration, reporting, and automation with their own HCM and finance systems.

Key Highlights

• Payslip advertises a Workday integration that imports pre-payroll data from Workday and related payroll sources, and exports payslips and tax documents back into Workday.
• The site lists WorkPay as an "Automated, secure solution for global payments," showing a direct payments-oriented product on the platform.
• Payslip describes a "Deloitte Alliance" that offers Deloitte’s global payroll clients automated controls, validations, self-serve access, and centralized reporting and analytics.
• The company cites recognition in a Gartner Multicountry Payroll report for Automation & Integration Technology leadership on its site.

Services

• Payslip Control
• Payslip Connect
• Payslip Alpha
• WorkPay

Contact Information

Website: payslip.com

Address: Westport Co Mayo, Ireland Prospect Ave, Westport Co Mayo F28 KW30 Ireland

Address: Dublin, Ireland 15/16 Fitzwilliam Place, Dublin, D02FF82

7. CurrencyFair

CurrencyFair is an Ireland-incorporated online foreign-exchange and international money-transfer platform that operates a cloud-hosted payments system and exposes developer-facing links for open banking and APIs. The company’s public site documents security certifications (ISO 27001 and SOC 2 Type 2) and regulatory authorisations, and it lists Dublin as its registered office.

The site does not advertise third-party software-development services or publish case studies for external fintech projects. Buyers evaluating CurrencyFair for fintech software capability should examine the company’s engineering hiring areas that list API development, cloud, DevOps, and security roles, review the developer/open-banking material the site links to, and verify regulatory and certification evidence shown on the site.

Key Highlights

• Supports transfers to 150+ countries and over 20 currencies.
• Charges a flat €3 transfer-out fee and typically applies an exchange margin of about 0.53%.
• Many international transfers are completed within 24 hours and GBP Faster Payments can occur within one hour with participating banks.
• Offers a refer-a-friend reward of €50 per person.

Services

• Personal FX Transfers
• Business Payments & Mass Payouts
• Open Banking & APIs
• Rate Alerts & FX Tools

Contact Information

Website: www.currencyfair.com

Phone: +353 (0) 1 526 8411 (9am - 5pm Dublin/London time Monday - Friday)

Address: One, Central Plaza, Dame St., Temple Bar, Dublin 2, Ireland D02 K7K5

8. Version 1

Version 1 is an Ireland‑rooted digital transformation and technology firm that publishes multiple financial‑services case studies on its official site. The site documents work such as moving Irish Life’s core financial systems from Oracle E‑Business Suite to the cloud and a Foundation Risk Partners engagement where Version 1’s AI Labs built an AI‑powered gap and wedge analysis tool on the Microsoft technology stack.
Buyers assessing Version 1 for fintech software development should review the Enterprise Applications and Cloud Transformation case studies and request technical detail about the Oracle E‑Business Suite migration and the FRP AI deliverable. The site also lists their service lines and delivery capabilities, which allow buyers to verify credentials, timelines and the specific cloud and enterprise stacks used in each financial‑services engagement.

Key Highlights

• Version 1 opened a new Dublin headquarters and AI Studio on 25 March 2026 and announced 250 local jobs.
• Version 1 is a Microsoft Tier 1 Cloud Solution Provider and lists accreditations across Business Applications, Modern Work and Security.
• The company publishes an "EPM for Financial Services" datasheet that outlines its enterprise performance management offering for financial organisations.
• Version 1 has a public case study highlighting PCI compliance work and an AWS EKS implementation dated 28 August 2024.

Services

• Cloud Transformation
• Enterprise Applications
• AI & Data
• Managed Services

Contact Information

Website: www.version1.com

Phone: +353 1 865 7800

Email: dpo@version1.com

Address: 4th Floor, Four Park Place, Adelaide Road, Dublin 2, D02 VOR2, Ireland

9. NoFrixion

NoFrixion is an Irish-registered Electronic Money Institution that offers a programmable, API-first platform for embedding IBANs, issuing current-account style payment accounts, and automating reconciliation for finance teams. The company operates from Dublin and states that customer funds are ring-fenced and safeguarded under EU EMI rules while the platform maintains PCI‑DSS compliance.

Prospective buyers should evaluate NoFrixion by reviewing its developer documentation and platform controls. The public docs describe the MoneyMoov API with Merchant Access Tokens (JWT), OAuth2 support, a Payouts API with sandbox endpoints, and mandatory multi-factor authentication (SCA) for payout authorisations, and the company’s regulatory and hosting disclosures indicate PCI‑DSS compliance and use of Azure and AWS for data hosting.

Key Highlights

• Issues Irish IBANs and publishes its BIC (NFXNIE22) for international payments.
• Maintains a public knowledge base and support channel with email support and optional Slack during business hours.
• Provides a Payouts API that uses a two-step procedure to accommodate diverse payment workflows.
• Publishes an approved territories guide showing support for cross-border payments, including the USA.

Services

• Accounts Receivable
• Accounts Payable
• Treasury Management

Contact Information

Website: www.nofrixion.com

Email: support@nofrixion.com

Email: dpo@nofrixion.com

Address: NoFrixion Ltd, 8 Harcourt Street, Dublin 2, D02 AF58, Ireland

LinkedIn: linkedin.com/company/nofrixion/

10. Fire (fire.com)

Fire is an Irish- and UK‑regulated digital payments platform that exposes a Payments API for businesses to automate collections, settlements, and payouts. The company states it has operated for more than 10 years, processes billions of euros and pounds yearly, and handles roughly 8 million API calls monthly.

Buyers evaluating fintech software partners can inspect Fire’s public developer resources, including the Fire Payments API, TPP API documentation, and TPP API statistics pages to validate integration patterns and throughput. Fire’s site publishes case studies on faster merchant settlement, automated payout flows, and open‑banking fundraising, and the platform issues euro and sterling IBAN accounts and supports multi‑currency transfers.

Key Highlights

• Principal issuer of Mastercard® debit cards.
• Regulated in Ireland by the Central Bank of Ireland (Reference No: C58301) and authorised in the UK by the Financial Conduct Authority (Reference No: 900983).
• Processes payouts in 14 different currencies and participates in Faster Payments, Bacs, Direct Debits, and SEPA transfers.

Services

• Payments and accounts
• FX and international transfers
• Debit cards
• Open banking payments

Contact Information

Website: www.fire.com

Address: Dogpatch Labs, The CHQ Building, Custom House Quay, Dublin 1, D01 Y6H7, Ireland

Address: 41 Luke Street, London, EC2A 4DP, United Kingdom

11. Corlytics

Corlytics is an Irish regulatory technology firm that operates an AI-powered regulatory intelligence platform for financial services and health and life sciences. The platform combines forensic analysis of regulatory text with proprietary regulatory risk models to help firms track regulatory change and produce auditable evidence of compliance.

Prospective fintech buyers should examine Corlytics’ published case studies and request a demo to validate integration, data residency, and audit-trail requirements. Technical signals on the site include a vendor spotlight PDF that describes a no-code, public-cloud architecture with tenanted databases and a drag-and-drop user interface, which buyers can inspect during technical reviews.

Key Highlights

• Corlytics is the first dedicated RegTech listed on its site to earn ISO 42001 certification for AI governance.

• The company was founded in 2013 and the team page names John Byrne as founder.

• Corlytics operates a SaaS client platform with customer sign-in at app.corlytics.com, indicating live platform access for customers.

• The business publishes Compliance Corylated, an editorial regulatory news service launched in December 2024.

Services

• Regulatory Monitoring

• Regulatory Risk Analytics

• Policy Management

• Regulatory Change Management

Contact Information

Website: corlytics.com

Phone (Dublin): +353 (0) 1 903 8761

Email: info@corlytics.com

Address: Corlytics Ltd, Nexus Building, Belfield Office Park, Clonskeagh, Dublin D04 V2N9, Ireland

LinkedIn: linkedin.com/company/corlytics

12. NomuPay

Nomupay is a Dublin-based payments platform that sells Global Acquiring, Online Payments, Payouts and In-Store Payments. The company markets a Unified Platform that consolidates payment history, settlement data and approval rates and lists 145+ local payment methods to support cross-border acceptance.

The Nomupay site does not publish an engineering stack or a public developer portal for fintech software development. Buyers evaluating Nomupay for fintech software projects should review the Online Payment Gateway, Pay By Link and Smart Checkout product pages on the site, request the case studies and guides listed there, and ask Nomupay for integration documentation, SLAs and proof of regional licences for the markets they plan to serve.

Key Highlights

• Claims presence in 40+ regulated markets.
• States support for 133+ local currencies.
• Notes a network of 230+ local experts.
• Registered as Nomu Pay Limited, Company Number 692034 in Dublin.

Services

• Global Acquiring
• Online Payment Gateway
• Payouts
• Smart Checkout

Contact Information

Website: nomupay.com

Address: Nomu Pay Limited, 5th floor Rear, Connaught House, 1 Burlington Road, Dublin 4, Ireland - Company Number: 692034

13. Circit

Circit is an independent evidence platform headquartered in Dublin that connects corporate accounting records to verified bank and counterparty sources to support audit intelligence. The company centralizes confirmation requests, independent verification of bank transactions, and client engagement into three core products named Confirm, Verify, and Engage.

Buyers evaluating Circit for fintech integrations should review its published API Network and provider connections because the website positions the platform to deliver standardized, audit-grade bank data via APIs for AI-enabled audits. The site also documents in-platform review tools, downloadable transaction exports for Excel-ready testing, and a library of case studies and webinars that show bank and audit-firm integrations and adoption.

Key Highlights

• Circit Limited is authorised and regulated by the Central Bank of Ireland, register reference C176625, and Circit UK Limited is authorised and regulated by the UK Financial Conduct Authority, register reference 989346.

• The website includes customer case studies and testimonials that reference major customers and partners such as AIB and Danske Bank.

• Circit publishes ongoing resources on its site, including a blog, webinars, and event listings that cover audit confirmations and AI in audit evidence collection.

Services

• Confirm

• Verify

• Engage

Contact Information

Website: www.circit.io

Phone (Ireland): +353 1 906 0818

Address (Ireland): NCI Business Centre, Mayor Street, IFSC, The CHQ Building, Dublin

LinkedIn: linkedin.com/company/circit-ltd

14. Linked Finance

Linked Finance operates an Ireland-focused peer-to-peer business lending platform with a public investor marketplace and borrower portal. The company’s site links to a live web app, and the About page lists a Head of Technology and a named Software Engineer, indicating an internal engineering team that maintains their online platform.

The website does not present discrete fintech software development services or a client-facing technology stack for external projects. Buyers assessing Linked Finance for platform or partnership work should inspect the Live Loans marketplace and stats pages, note the company’s regulatory authorisation referenced on the About page, and contact the listed technology leads via the site’s Contact page to discuss technical capabilities and collaboration.

Key Highlights

• Founded in 2013.
• €59 million deployed to Irish businesses in 2023 and over €330 million deployed since 2013, supporting more than 4,400 SMEs.
• Investors earn on average 8% in repayments annually.
• Named in CNBC’s Top 200 Global Fintech Companies in 2023 and winner of the Fintech Lending Solution 2023 award at the National Fintech Awards.

Services

• Term Loan
• Merchant Cash Advance
• BillPay

Contact Information

Website: www.linkedfinance.com

Phone: 01 906 0300

Address: 43-45 Middle Abbey Street, Dublin 1, D01X8R2, Ireland

15. Trustap

Trustap is a Cork-registered fintech that builds an escrow-style transaction platform for marketplaces, ecommerce stores, motors platforms, and peer-to-peer sellers. The platform explicitly holds funds in a Vault until buyers confirm receipt and combines payment processing, fulfilment tracking, and dispute resolution into a single integration.

Buyers evaluating fintech software for marketplace use should review Trustap’s Agentic Commerce “Index” for AI-driven listing discoverability and the company’s published case studies that show measurable increases in deposits and GMV. The site also points evaluators to a Hello Trustap demo and the public documentation to confirm integration effort and developer tooling.

Key Highlights

• Trustap displays an ISO 27001 certification badge on its website.
• The company states it works with 300+ ecommerce and marketplace customers.
• Official developer resources include an API with a version picker, a Postman collection, and plugins for WooCommerce, Shopify, and DealerOn.
• Case studies report DoneDeal Cars saw +123% growth in paid deposits and Student Seats generated $852K in ticket sales with zero fraud.

Services

• Agentic commerce
• eCommerce
• Marketplaces
• Motors

Contact Information

Website: trustap.com

Media Enquiries: marketing@trustap.com

Careers: jobs@trustap.com

Support: support@trustap.com

Address: 1-2 Saint Patricks Quay, Victorian Quarter, Cork, T23CY5X, Ireland

16. CubeMatch

CubeMatch is a Dublin-headquartered financial services change and transformation consultancy with service pages for Digital Transformation and Innovation, Data and AI, Quality Assurance and Automation, and Managed Services.

The site does not publish fintech software development case studies or a public engineering technology stack, so buyers evaluating CubeMatch for fintech work should review its Digital Transformation, Data & AI, and Quality Assurance capabilities and then request engineering delivery models, technical references, and sample programme plans.

Key Highlights

• Global footprint with entities or offices listed for Ireland (HQ), Benelux, United Kingdom, Germany, Singapore, India, and Spain.
• Publishes dedicated service pages for Strategic Change and Programme Delivery plus Transformation Assurance and Regulatory, Risk and Compliance.
• States it is "Trusted by financial services leaders worldwide" and displays client logos on the homepage.
• Footer shows the company copyright year as © CubeMatch Ltd. 2026.

Services

• Digital transformation and innovation
• Data and AI
• Quality assurance and automation

Contact Information

Website: www.cubematch.com

Phone: +353 1253 0020

Email: ireland@cubematch.com

Address: Suite 137, The Capel Building, Mary’s Abbey, Dublin 7, Ireland; registered company address 9 Dunboy, Brighton Road, Foxrock, Dublin D18 P5K7. (cubematch.com)

Conclusion

SoftPro is my featured, author-selected international partner listed first and is the pick for Irish fintech teams that need a Warsaw-based EU vendor for custom backend engineering and cloud migration. Keep that positioning in mind when cross-border delivery and EU-hosted engineering capacity are priorities.
When choosing among these Irish fintech providers, clarify your primary product need first and use it to narrow vendor types. Assess technical depth in the specific domain you care about, verify the delivery model and location for regulatory or latency reasons, and confirm ongoing maintenance and SLA arrangements before contracting. Require clear API and integration approaches, examine data‑residency and security controls, and evaluate collaboration fit including governance, time‑zone overlap, and release cadence to ensure the relationship will scale with your roadmap.

Frequently asked questions

How much does fintech software development in Ireland typically cost and what drives the price?

Costs vary widely and depend on product scope, regulatory requirements, integrations, and ongoing support. Complex projects that require AML/KYC, payment rails, or bank integrations will increase effort and total cost. Ask shortlisted vendors for itemized proposals and a multi-year total cost of ownership estimate.

How should I choose between a specialist fintech vendor like Fenergo or NoFrixion and a broader IT firm such as Version 1?

Choose a specialist when you need deep regulatory, payments, or treasury expertise and faster domain-specific delivery. Consider a broader IT firm if you need end-to-end digital transformation, large legacy system integration, or wider enterprise services. Evaluate past projects, team composition, and ability to collaborate with your compliance and engineering teams.

Which types of businesses are best served by Irish fintech companies such as TransferMate or CurrencyFair?

Companies with significant cross-border payment needs, export-focused SMEs, and financial institutions expanding in Europe benefit from Irish fintech partners. These vendors are useful when you need localized payment rails, FX capabilities, or EU regulatory alignment. Match the vendor’s product strengths to your transaction volumes and geographic footprint.

What is a realistic timeline for building and deploying fintech software with an Irish development partner?

Typical timelines follow discovery, prototype, MVP, and production phases and vary by complexity. Discovery and requirements work often takes a few weeks, an MVP can take three to six months, and full production deployments commonly take six to twelve months. Build in extra time for regulatory approvals, security testing, and integration with banking partners.

What are the main risks and benefits of partnering with an Irish fintech software company like SoftPro or Fexco?

Benefits include proximity to EU regulators, a strong fintech talent pool, and a mature payments ecosystem. Risks include potential vendor lock-in, integration challenges with legacy systems, and the need to validate compliance controls. Mitigate risks through detailed SLAs, code ownership clauses, and third-party security assessments.