Top 16 InsurTech Software Development Firms in the United Kingdom

Insurers and brokers are under pressure to modernize legacy policy systems, accelerate claims processing, and meet evolving data-protection and regulatory requirements while controlling costs. When hiring InsurTech software development firms, buyers should compare domain experience in underwriting and claims, integration capabilities with policy administration and distribution systems, security and compliance practices, cloud and scalable architecture expertise, and delivery and support models.

SoftPro is the featured international partner leading this list and serves buyers across the United Kingdom as an international partner for InsurTech software development. Buyers should assess SoftPro and other vendors on technical approach, insurance domain knowledge, and post-launch support.

1. SoftPro

SoftPro is the featured international development partner on this Top 16 InsurTech Software Development Firms list for readers in the United Kingdom. Operating from Warsaw, Poland, the team delivers projects for UK clients that range from digital platforms and system integrations to cloud migrations and AI-driven automation for enterprise and growth-stage teams.

The company combines enterprise .NET, ASP.NET Core and C# development with Microsoft Azure cloud practices and CMS experience to support complex migrations and modernizations. SoftPro executes cloud migration patterns including lift-and-shift and containerization, integrates LLMs and RAG architectures into existing systems, and provides long-term maintenance and integration support.

Key Highlights

• More than 20 years of combined team experience across delivered projects.
• EU-based delivery team operating from Warsaw, Poland.
• Published case studies include a business portal, CRM/HRM system, and a SaaS ETL platform.
• AI capabilities cover LLM integration, RAG architectures, and ML model development.

Services

• Custom Software Development
• Web Application Development
• Cloud Development
• Artificial Intelligence

Contact Information

Website: soft-pro.pl

Phone: +48 571 282 759

Address: Poland, Warsaw, Mazowieckie Voivodeship, 13 Erasmus Ciołka St. 401

LinkedIn: www.linkedin.com/in/kyrylo-o

2. INSTANDA

INSTANDA provides a configuration-driven, API-first, cloud-native policy administration and distribution platform that lets insurers, MGAs, and brokers design, price, and operate insurance products without bespoke engineering. The platform’s single code-base delivery model and configurable components are built to let business teams iterate product changes quickly while maintaining centralized control.

Founded in 2015 and headquartered in London, INSTANDA serves UK and global insurers with an opt-in feature release model and vendor-led training that accelerate time-to-market for new products and distribution channels. Its focus on rapid product innovation and integration-ready architecture explains its place on a list of InsurTech software development firms in the United Kingdom.

Key Highlights

• Platform is delivered as a SaaS solution hosted on the Microsoft Azure public cloud.
• Rating engine is bureau-agnostic and supports ISO, AAIS, MSO and NCCI rate formats.
• Integration Marketplace provides connectivity to over 200 pre-integrated third-party platforms.
• Policy administration supports 30+ payment gateways out of the box for real-time payment processing.

Services

• Policy Administration (PAS)
• Claims & FNOL Management
• Digital Distribution & Portals
• Reporting & Data Export

Contact Information

Website: instanda.com

Email: sales@instanda.com

Email: sales.us@instanda.com

Email: info_japan@instanda.com

Email: marketing@instanda.com

Address: INSTANDA, 70 Gracechurch Street, London, EC3V 0HR, United Kingdom

Address: INSTANDA, Inc, 300 Opelika Rd, Unit 1524, Auburn AL 36830, United States

Address: INSTANDA Asia Pacific Pty Ltd, Suite 10 / 3990 Pacific Highway, Loganholme QLD 4129, Australia

Address: INSTANDA Japan Corp., 3-1-6 Motoazabu, Minato-ku, Tokyo, Japan

3. Open GI

Open GI builds a single, integrated insurance technology platform used by brokers, MGAs and insurers across the United Kingdom and Ireland to streamline underwriting, distribution and operational workflows.

Its delivery model combines a scalable core platform with a partner ecosystem and direct customer support to help clients launch products, automate administration and scale transaction volumes while preserving existing insurer relationships.

Key Highlights

• More than 45 years supporting brokers and insurers in the UK and Ireland.
• Generates more than £5 billion gross written premium across the UK and Ireland.
• Serves over 16,000 users across the general insurance market.
• Operates an Add-on Marketplace that automates integrations and bordereaux-style data transfers for third-party services.

Services

• Policy administration system
• Quote & buy websites
• Customer portals
• Insurer hosted pricing

Contact Information

Website: opengi.co.uk

Phone (General enquiries): 01905 857165

Phone (Media enquiries): 01905 754455

Address: Worcester, UK (Head Office); Winchester, UK; Milton Keynes, UK; Krakow, Poland; Skopje, Macedonia; Ohrid, Macedonia. (opengi.co.uk)

4. Tractable

Tractable develops AI computer-vision systems that analyze customer images to deliver automated damage assessments for vehicle and property claims. The company’s imaging models speed up appraisal workflows by producing image-based estimates and certainty scores to support faster decisions.

Its tools integrate with existing claims platforms through open APIs and are designed to scale across insurers, repairers, recyclers, and fleet operators to reduce manual review and accelerate accident recovery.

Key Highlights

• Founded in 2014.
• Named to the Everest Group Top 50™ P&C Insurance Technology Providers in 2026.
• Recognitions include Great Place To Work Certified 2022 and multiple UK Best Workplaces awards in 2021.
• Public partnerships shown on the site include technology partners such as Mitchell and Nexsyis.

Services

• Insurer claims automation
• LumaScanner
• Salvage and parts identification
• Fleet and rental assessments

Contact Information

Website: tractable.ai

Telephone: +44 203 603 4460

Address: 6 Orsman Rd, London N1 5RA, UK

Sales US: commercial.us@tractable.ai

Sales EU: commercial.row@tractable.ai

Careers: jobs@tractable.ai

Press: press@tractable.ai

General enquiries: information@tractable.ai

5. Durell Software

Durell Software builds modular insurance technology used by brokers, MGAs, insurers and financial advisers across the United Kingdom. The company’s platform is designed to reduce manual administration, improve renewals handling and give back-office teams clearer operational visibility.

Thousands of users rely on Durell to modernise policy workflows and maintain compliance through audit trails and reporting. The vendor positions its product as a configurable, enterprise back-office platform for UK insurance operations.

Key Highlights

• Publishes API documentation at
• Rated 4.9 of 5 by customers
• Operates from offices in Taunton and Bristol
• Has delivered bespoke insurance software for over 40 years

Services

• Policy Admin System (PAS) & CRM
• Schemes & MGA Platform
• Integrations & Connectivity

Contact Information

Website: www.durell.co.uk

Phone: 01823 326324

Address: Head office — Clifton, Bristol

Address: Taunton office

6. Concirrus

Concirrus builds an AI-native underwriting platform called Concirrus Inspire that ingests and structures submissions, surfaces risk signals to underwriters, and keeps portfolio exposure visible at the point of decision. The platform is purpose-built for the complexity of specialty and commercial lines, supporting aviation, marine, construction, property, political violence and terrorism, and surety workflows.

Concirrus delivers its software as a modular, API-first underwriting intelligence layer that sits within insurer ecosystems. A partner ecosystem and a configurable underwriting workbench enable insurer teams to accelerate quote-to-bind performance while maintaining governed workflows and human-in-the-loop controls.

Key Highlights

• Reports a 92% reduction in time-to-quote.
• Processes 2.5x more submissions per underwriter, per day.
• Achieves an 85% reduction in manual systems used for clients.
• Acts as a single underwriting intelligence layer covering risk ingestion and triage through pricing, decisioning, policy administration, and renewal.

Services

• Concirrus Inspire
• Underwriting Workbench
• Exposure Management

Contact Information

Website: concirrus.ai

Address: 6 Devonshire Square, London EC2M 4YE

Phone: 0845 565 0549

Email: dpo@concirrus.com

7. Cytora

Cytora builds an agentic-AI risk digitization and automation platform for commercial insurance that digitizes intake from brokers, insurers, MGAs and reinsurers. The platform is designed to convert submissions into decision-ready data and to orchestrate configurable workflows that triage and route risk for underwriting and claims.

Cytora runs pretrained large language models tuned to commercial insurance to let clients author their own view of risk and automate triage, approvals, and decisioning without model retraining. The product targets enterprise deployments with configurable workflows intended to scale across lines of business and intake channels.

Key Highlights

• Cytora holds ISO 27001 and ISO 42001 certificates.
• The platform supports 140+ languages out of the box.
• Cytora states clients can see up to a 30% uplift in premium growth after deployment.
• The company reports improvements including up to a 3 percentage-point reduction in loss ratio and large reductions in broker turnaround time.

Services

• Concierge
• Digitization Center
• Autopilot
• Pre-built Schemas

Contact Information

Website: cytora.com

LinkedIn: linkedin.com/company/cytora/

8. Quantemplate

Quantemplate is a cloud-based data automation platform that translates, validates and enriches insurance and financial data into structured, model-ready feeds and connects commercial partners across a secure peer-to-peer data network. The platform centralises submission and transformation logic so underwriting, actuarial and reconciliation workflows consume consistent, analysable data.

Founded by insurance industry veterans and computer scientists, Quantemplate targets insurance workflows such as bordereaux and delegated authority to automate data transformation and reduce manual reconciliation. Its emphasis on partner connectivity and automated mapping makes it relevant to UK InsurTech teams building data integrations and bordereaux automation.

Key Highlights

• Free tier permits up to 1,000,000 rows per month with unlimited users, unlimited partnerships, unlimited pipelines, unlimited validation rules and unlimited data storage.
• Quantemplate Max includes implementation at no extra cost and unlimited processing; Max is offered free to qualifying charities and civilian public sector organisations.
• The platform delivers AI-powered automatic mapping with explicit support for Lloyd’s 5.2 schemas and straight-through processing tailored to bordereaux management.
• Robust API capabilities include pre-built code templates for Azure, Google Maps and Capital IQ, and the platform supports unlimited API calls.

Services

• Feeds
• Pipelines
• Data
• Analyse

Contact Information

Website: www.quantemplate.com

Email: support@quantemplate.com

Address: Quantemplate Research Limited — Registered in England and Wales, Company No. 07298969; Saul Lodge, Saul, GL2 7JE

9. Genasys

Genasys is a cloud-based insurance administration platform that unifies policy administration, claims handling, and billing into a single SaaS environment for insurers, MGAs, and brokers. The platform emphasises configurability and connectivity, using no-code product tools and an open integration approach to accelerate product launches and integration with third-party systems.

Genasys positions its delivery around rapid implementation and ongoing client support, combining a hosted cloud model with a dedicated customer success function and formal incident and upgrade processes. The company’s engineering stack and tooling are presented as production-ready for regulated insurance operations and designed to support high-availability deployments and secure data handling.

Key Highlights

• Founded in 1997, giving the company nearly three decades of insurance technology experience.
• The platform ships with 350+ pre-configured product templates to reduce time-to-market for new insurance products.
• Genasys publishes 450+ documented API endpoints to support extensive third-party integrations and automation.
• The software is used across 23 countries and has supported clients managing a combined gross written premium exceeding £1.5 billion.

Services

• Enhancements
• Incident Resolution
• Software Upgrades
• Customer Success

Contact Information

Website: www.genasystech.com

Email: info@genasystech.com

Address: Genasys Technologies UK Limited, 24 Lime Street, London, EC3M 7HS

Address: Genasys Technologies (Pty) Ltd, The Link Rosebank, 4th floor, Rosebank Link, 173 Oxford Road, Rosebank, Johannesburg, 2196

Address: Genasys Software Solutions (Pty) Ltd, 13 Elektron Road, Techno Park, Stellenbosch, Cape Town 7600

LinkedIn: linkedin.com/company/genasystech

10. DQPro (formerly Atticus Associates)

DQPro is a SaaS data monitoring platform built for specialty insurers that continuously detects, flags and helps remediate data quality and control breaches before they cause cost, inefficiency or compliance risk.

The platform is delivered as a fully supported product with rapid onboarding that the vendor says can be operational in a matter of days.

Key Highlights

• Market integration includes pre-bind data checking for the proposed Core Data Record (CDR) and leading market e-placing platforms.
• Customers and logo partners shown on the site include Aviva, Markel, Tokio Marine Kiln and Liberty Specialty Markets.
• DQPro promotes a "DQPro Market Standard" to share essential market checks and harmonise checks across carriers.
• The homepage lists upcoming industry participation and displays NEXT EVENT: ITC Vegas, Sep 29-Oct 1, 2026.

Services

• Data Quality Monitoring
• Pre-bind Data Checking
• API Integration & Connectors
• Implementation and Support

Contact Information

Website: dqpro.com

Phone: +44 (0)20 4538 4870; +1 860 952 3633

Email: info@dqpro.com

Address: 6 Bevis Marks, London, EC3A 7BA

Address: 185 Asylum Street, Hartford, CT 06103

11. Hyperexponential

Hyperexponential builds hx, an agentic underwriting workbench that consolidates underwriting, actuarial and portfolio intelligence into a single cloud platform designed for commercial property & casualty insurers. The product centralizes business logic and audit trails so teams can make consistent, auditable pricing and underwriting decisions across complex books.

The platform converts insurer rules and pricing logic into governed workflows and a calculation layer so underwriters and actuaries can reduce manual re-keying and operationalise models within the same system. This delivery approach aligns technology, model deployment and book-level signals to speed decisioning while preserving model provenance and governance.

Key Highlights

• Trusted by carriers underwriting over $75bn in annual commercial P&C premium.
• QMS Certificate No. 306072018 is displayed in the site footer.
• The site states actuaries can deploy pricing models in weeks without IT dependencies.
• Public customer logos on the site include Aviva, Beazley, and Markel.

Services

• Underwriting Workbench
• Actuarial Modeling
• Portfolio Monitoring
• Reinsurance Management

Contact Information

Website: www.hyperexponential.com

12. Zego

Zego is a UK motor insurance provider that builds real‑time, data‑driven insurance infrastructure for car drivers, van drivers, taxi drivers and delivery riders. The company combines underwriting, pricing models and software to digitise the policy lifecycle and embed cover into mobility services.

Zego fits this InsurTech comparison because it delivers developer-focused integration tooling and platform endpoints that let partners add insurance into apps and fleets. That delivery model is relevant for teams building embedded insurance, fleet management and shift-based cover for gig‑economy drivers.

Key Highlights

• Zego is authorised and regulated by the Financial Conduct Authority (FCA), FRN 757871.
• The company sells pay-as-you-go, 30‑day fixed and annual motor and scooter insurance products.
• The public developer portal documents a RESTful API that requires a token in the Authorization header and supports customerNumber and workProviderUserId identifiers plus shift endpoints.
• Zego offers embedded integrations with delivery partners including Deliveroo, Just Eat, Uber Eats and Amazon Flex.

Services

• Telematics Insurance (Sense)
• Private Hire Insurance
• Van Insurance for Courier Use

Contact Information

Website: www.zego.com

Phone: +44 161 332 1040

Address: Second Floor, 30-40 Eastcheap, London EC3M 1HD

13. Total Systems

Total Systems is a UK insurance software company that builds modular platforms for MGAs and insurers to modernise the insurance lifecycle and support multi-channel distribution. The company focuses on fast configuration and straightforward integration to help clients reduce operational friction and speed products to market.

Its delivery approach combines a tailored client service model with tools designed for client self-sufficiency, enabling customers to manage quoting, policy and claims workflows across personal and commercial lines. Total Systems positions its technology to lower costs and improve digital engagement for insurance businesses.

Key Highlights

• Holds Cyber Essentials certification.
• Provides a true Service Orientated Architecture with four core modules: Quote, Rating, Policy and Claims.
• Product suite includes Bluescape, Bluescape Lite and Ultima.
• Bluescape was used to automate commercial quoting for Glemham Underwriting, materially reducing the time to issue a quote.

Services

• Bluescape
• Bluescape Lite
• Ultima

Contact Information

Website: www.totalsystems.co.uk

Phone: (020) 7294 4888

Email: info@totalsystems.co.uk

Sales and Marketing: enquiries@totalsystems.co.uk

Address: 392-394 City Road, London, EC1V 2QA

14. Charles Taylor

Charles Taylor is a global insurance services and technology group that builds and operates SaaS software for insurers, brokers, MGAs and insurance-affinity businesses. Its InsureTech organisation combines insurance domain expertise with software to modernise policy administration, distribution and claims workflows.

The company pairs managed services and third‑party administration delivery with an integration framework and APIs to accelerate migrations from legacy stacks and speed product and distribution rollouts. Its combined services-and-software model makes it a fit for InsurTech initiatives that require both technology and operational delivery.

Key Highlights

• InHub is a cloud-native SaaS capability hub that unites policy administration, claims optimisation, bordereaux and reinsurance modules alongside AI fraud-prevention and data acceleration tools.
• Charles Taylor has completed a migration of all its technology to cloud infrastructure, consolidating service capabilities into a cloud-native model.
• More than 150 insurers, brokers, London Market participants and Lloyd’s use Charles Taylor’s insurance software and SaaS platform.
• Charles Taylor InsureTech holds a five-year extension with LIMOSS to deliver a delegated authority solution across the London Insurance Market.

Services

• Policy administration
• Claims optimisation
• Bordereaux & distributed data management
• AI fraud prevention

Contact Information

Website: www.charlestaylor.com

Address: 2nd floor, 301 Merritt 7, Norwalk, Connecticut 06851

Phone: +1 203-210-1600

Email: Claims.Solutions@charlestaylor.com

15. Loadsure

Loadsure builds all-risk cargo insurance and freight protection software for shippers, brokers, and carriers. The company issues instant cargo insurance quotes, uses AI pricing to tailor premiums to each load, and automates claims to accelerate recoveries.

Loadsure fits this InsurTech comparison because its productized coverages and integration workflows let logistics platforms and brokers embed insurance into shipping workflows at scale. The platform pairs data-priced coverages with automated operations to reduce friction across quoting, certificates, and claims.

Key Highlights

• Loadsure UK Ltd is an authorized Lloyd’s coverholder and is registered (Reg. No. 120856683) and regulated by the Financial Conduct Authority (FRN 945414).
• The platform can issue insurance certificates in less than 60 seconds.
• Loadsure reports less than 3 days from claim to payout.
• The company advertises less than 24 hours to integrate with a transportation management system.

Services

• Thames™
• Orinoco™
• Danube™
• Columbia™

Contact Information

Website: loadsure.net

Phone (UK): +44 204 576 9607

Phone (US): (303) 578-2440

Phone (Brussels): +32 2 883 33 82

Email: hello@loadsure.net

Address (London office): Loadsure UK Ltd, 5–7 Tanner Street, London, United Kingdom, SE1 3LE

Address (Registered/Insurance): 71 Queen Victoria Street, London, England, EC4V 4BE

Address (United States office): 670 James St, New Haven, CT, USA 06513

Address (Brussels office): Avenue Herrmann Debroux 54, Auderghem, Brussels, Belgium 1160

16. Flock

Flock is a UK fleet insurance product that delivers connected commercial motor cover through a cloud-based policy portal. The platform combines telematics compatibility, real-time safety analytics, and digital policy administration to help fleet operators reduce accidents and manage cover more efficiently.

Flock’s portal exposes operational workflows for policy changes, claims reporting, and safety review, and the company documents engineering and technical work on an official engineering blog. That combination of telematics integration, a developer-facing engineering presence, and data-driven pricing aligns Flock with the InsurTech software development niche for fleet-focused solutions.

Key Highlights

• Authorised and regulated by the Financial Conduct Authority (FRN: 940009).
• Flock Limited is registered in England and Wales (No 09503380) and its registered address is Ty Admiral, David Street, Cardiff, United Kingdom, CF10 2EH.
• Part of the Admiral Group.
• Fleets can earn premium rebates of up to 10% based on driving behaviour and claims performance.

Services

• Courier Fleet Insurance
• Own Goods Fleet Insurance
• Short-Term Rental Fleet Insurance

Contact Information

Website: www.flockcover.com

Phone: 01234 480 260

Address: Ty Admiral, David Street, Cardiff, United Kingdom, CF10 2EH

Conclusion

This roundup groups 16 InsurTech software development firms relevant to UK insurers, brokers and MGAs, with SoftPro presented as the featured international development partner on the list for UK readers. Use the list to narrow vendors that match your organisation’s deployment and product needs before engaging for demos and pilots.
Choose by practical criteria rather than headline features. Prioritise product fit with your lines of business and distribution model. Confirm required deployment and integration patterns, such as cloud-native, API-first or SaaS, and check how the vendor connects with your existing stack. Match your data and automation needs to the vendor’s capabilities for claims, underwriting and portfolio insight. Consider time-to-market and configurability if you need rapid product launches or frequent change. Validate scale, domain experience and support arrangements against your regulatory and operational risk tolerance before selecting a partner.